Insuring the High End with The Luxury Insider

By Alain Pinel
Senior Vice President/Managing Officer
Intero Real Estate Services, Inc.

When you put a lot of money in your property, it means that it is worth a lot. It also means that you are worth a lot. Two good reasons to protect your assets. That’s what a homeowner’s policy is for. Whether it is a good investment is not even a relevant question: the fact is we all need it. It is required to qualify for a secured loan and it is essential to sleep at night.

A couple of months ago, I had a nice discussion over lunch with a friend and a top pro, David Costello, who is running “Cause Insurance” in Northern California. He gave me an education on the menu of exclusive coverage options for the luxury market, options that are part of what he refers to as “ Private Client Group Services.” Here is his brief summary of the types of coverage often sought by the elite:

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